Taken August 2017, a comparison of Standard Bank Account overdraft offerings.

BankRates for Agreed OverdraftFee-free BufferMonthly Unauthorized
Charge Cap
Website
Barclays< £1,000 = 75p per day
< £2,000 = £1.50 per day
> £2,000 = £3 per day
£15
18:30 Deadline
£32Link
First Direct15.9% EAR£250£80Link
Halifax
From Nov '17
1p per £7 per day£10
14:30 Deadline
£0 (no charge)Link
HSBC
From Aug '17
19.9% EAR£0£5 daily
£80 monthly
Link
Lloyds
From Nov '17
1p per £7 per day£6.99
14:30 Deadline
£0 (no charge)Link
Santander< £2,000 = £1 per day
< £2,999.99 = £2 per day
> £2,999.99 = £3 per day
£0£95Link
TSB19.84% EAR
1.52% per month
£6 monthly fee
£10£80Link
Monzo50p per day£20£0 (no charge)Link

EAR = Equivalent Annual Rate

Any information presented can change at anytime and should not be taken as fact without independent verification.

Categories: finance